Von Mortgage

Buy now. Refi later for free if rates fall.*

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(530) 221-7700 Apply Now

Step 1 of 3 · Why apply with Pete

Looking for a mortgage? Start here.

Ten minutes online, a soft credit check only, and no obligation. Then Pete's team in Redding calls you to go over the loan options you qualify for.

Get started Just want a quote first?
  • Soft credit check only
  • Save and come back any time
  • Letter good for six months

Praise from families we've served

Redding homebuyers, in their own words

Reviews as they were posted on Zillow and Facebook. The live Google rating is further down the page.

Zillow review from Doug, Redding: Excellent service. The easiest and fastest mortgage lender I've ever worked with.
Facebook recommendation from Chris Xarhis: Pete did an amazing job assisting me with refinancing my home.
Zillow review from Rosa F, Red Bluff: Great! Pete was very helpful to me as a first time home buyer.
Facebook recommendation from Heidi Rene Stephens: We closed in 30 days with no problems.
Zillow review from Redding: See Pete Metz for your home loan.
Facebook recommendation from Haley Rodriguez: I can not say enough great things about Amy and the crew at Von Mortgage.
A Von Mortgage client family with their new home
Zillow review from Ray and Sandie Baus, Redding: Transparent and trustworthy.
Facebook recommendation from Heather Helseth: The second time we have used Pete Metz and his team.
Zillow review from Redding: The best team to use for sure.
Facebook recommendation from Wayne Martin, broker, Windermere NorCal Properties.
Zillow review from Katie, Redding: Great communication, fast.
Facebook recommendation from Debbie McIvor-Johnson: So glad my husband and I came back to them.
Zillow review from Tanner Sallee: Helpful and knowledgeable, very easy to work with.
Facebook recommendation from Connie Cessna Smith: We worked with Pete for our last two home purchases.
Zillow review from Patricia Cortes, Montague: Excellent service, very professional. I am very pleased with the results.
Facebook recommendation from Jeanne Burch: I had a wonderful experience.
Facebook recommendation from Terry Lynn: Von Mortgage did what no one else could do, helping a veteran get into a home.

Ready to get started?

Next: five quick tips that make the application faster.

Continue

What you get

Everything that comes with your pre-approval

A custom home loan report

Your loan program, interest rate and monthly payment options, laid out for your situation. No obligation.

Your maximum purchase price

The most you can borrow and what each price point costs per month, so you shop with a number you trust. Start with what you can afford in Redding.

An approval letter on demand, for six months

Your pre-qualification or pre-approval stays good for at least six months, or until something changes financially. When you find the home, the letter is ready the same day.

Weekly rate updates

Each week we tell you whether rates went up or down and what it means for your payment, until you close. Today's numbers are on our rates page.

I'm ready to get started.

Two short steps left before the application.

Continue

Step 2 of 3 · Before you start

Five quick tips that save you ten minutes

The application asks for more than we need on day one. Tick each one as you read it; then you are ready.

Read: 0 of 5Back
  1. Don't

    Get stuck on questions you can't answer yet

    The application asks about the home you are buying: address, loan type, purchase price, down payment. If you have not found it, answer with estimates. For the address, "1234 TBD Street" is perfect. We fill in the real numbers once you are in contract.

  2. Do

    Give a full two-year work history

    Lenders need two years. If you are not sure of an old employer's address or phone number, don't worry; we can update it later. What we need now is where you worked, when, and what you did.

  3. Don't

    Hunt for account numbers

    For your bank accounts we only need the bank's name and a rough balance. Account numbers and statements come later, through the secure portal.

  4. Do

    Give a full two-year address history

    If you have been at your current home for less than two years, add the one before it as well.

  5. Don't

    List your monthly expenses

    Your credit report already shows the debts that count, so skip the expense section. The one exception is child support or alimony, which we do need to know about.

Now you're ready.

One last thing before the application, and it matters.

Next: one last thing

Step 3 of 3 · One last thing

Other lenders may call you. Here's why, and what to do.

When a mortgage lender pulls your credit, the credit bureaus can sell that fact to other lenders as a "trigger lead". Within hours you may get calls and texts from companies you have never heard of, some of them pretending to be us. A federal law passed in 2025 has cut these sharply since March 2026, but it has not stopped them entirely.

The only number we will ever call or text you from is (530) 221-7700. Please ignore anyone else, and never give personal information to a caller you did not contact. We have seen clients lose a pre-approval after talking to one of these companies.

You can also opt out of prescreened offers yourself, free, at OptOutPrescreen.com or by calling 1-888-567-8688. Doing it a few days before you apply works best.

The one number to trust

(530) 221-7700 Pete Metz and Team Metz, Von Mortgage, 2777 Bechelli Lane, Redding
Start my application

Opens our secure online application in a new tab. About ten minutes; you can save and come back.

Back to the tips

Live from Google

What clients say about working with Pete

4.9340 Google reviewsLive from Google
  • Cheyenne★★★★★

    Pete and his team were amazing my realtor Doug juenke and Antonina Brovko recommended Von Mortage and I’m so happy I did he was my third attempt at a lender. I left every conversation with clarity, closing was an easy process for me. One thing I loved is that the numbers he ran by me were the actual numbers I got and not to mention he lays it all out in a number graph to weigh different options of what my payment would look like depending on the amount of down payment closing costs etc. 10/10 I will be doing any type of refinancing through them again.

  • Kelsey Krimmer★★★★★

    Our experience with Pete and Von Mortgage was exceptional. Being first time home buyers, we didn’t know exactly what to expect but Pete was very patient in answering all of my questions. Everything is set up very professional to keep you in the loop of how everything is moving along. Great communication, loved the platforms to login in to that shows everything you’re dealing with in one place. Those at Von mortgage that I dealt with were all very helpful, excited for my family as we are starting this new chapter and made the huge experience of purchasing a house very enjoyable. Definitely highly recommend if looking for a mortgage company

  • Rahim Rahimee★★★★★

    Pete did an outstanding job from start to finish. He got me pre-qualified quickly and made sure everything was perfectly handled so I was fully qualified right on time. The process was smooth, stress-free, and he was always professional and responsive. I couldn’t have asked for a better experience—highly recommend Pete!

Leave a Google reviewRead all 340 reviews

Questions before you apply

Frequently asked questions

Does applying pull my credit?

Applying triggers a soft credit check only. A soft check does not appear on your credit report and does not affect your score. We request a hard inquiry only once you are committed: when you have an accepted offer on a home, or when you decide to go ahead with a refinance.

How long does the application take?

About ten minutes if you follow the five tips above, a little longer if your employment or address history is long. You can save your progress on any screen and come back later.

Is the online application secure?

Yes. The application runs on a dedicated, encrypted site (the address bar shows a padlock and a vonmortgage address), and your documents are uploaded through the same secure portal rather than by email.

What happens after I submit it?

A member of Team Metz contacts you, usually within the hour during business hours, to schedule a one-on-one call. On that call we go through your goals and the loan options you qualify for, and you get a summary email of what to expect next.

Do I need to have found a home first?

No. Most people apply before they start looking, so they shop with a real number. Enter "1234 TBD Street" for the address and your best estimate of the price.

What is the difference between pre-qualification and pre-approval?

A pre-qualification is based on what you tell us and a soft credit check. A pre-approval adds verified income, assets and credit, and is what sellers and agents in Redding expect with an offer. We take you as far as your situation allows, and the letter is ready on demand for six months.

I just want a rate quote. Do I have to apply?

No. Today's rates are on the site, and a quote takes two minutes with no application. Applying goes further: with your full picture we can show strategies a rate quote can't, such as 2-1 buydowns, seller-paid rate buydowns, or a sell-and-buy plan.

Why did other lenders start calling after I applied?

Because credit bureaus sell "trigger leads" when a mortgage credit inquiry hits your file. See step three above: the only number we call from is (530) 221-7700, and you can opt out at OptOutPrescreen.com.

How long is the pre-approval good for?

At least six months, or until something changes financially. If rates move or your situation changes, we refresh it; that usually takes a day.

Skip the steps?

The application takes about ten minutes.

Soft credit check, no obligation, and a call from Pete's team to go over what you qualify for. Questions first? Call or text (530) 221-7700.

Start my applicationGet a quote instead(530) 221-7700

Contact Us

We are eager to hear from you

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2777 Bechelli Lane Redding, Ca 96002

Pete@VonMortgage.com

(530) 221-7700

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